The basic definition of financial literacy is having the ability to manage and handle personal finances wisely.
What are the benefits of financial literacy programs?
There is evidence that financial education can improve financial literacy and, even more importantly, change
financial behavior for the better. Financial literacy programs can help families save and build assets and, if done
properly, can be a direct path to helping families become economically stable. In fact, financial education is a
necessary ' though not sufficient ' condition for reducing poverty.
Do I need to register in advance for financial literacy workshops?
Typically, workshops are open to the public, with no pre-registration required. Because of the popularity of a
particular topic, from time to time, pre-registration may be required. When this occurs we will publicize
pre-registration well in advance of the workshop.
What are some of the topics that are covered through the workshops?
VOTCDC covers a variety of topics related to finances including the following:
Increase your credit score in 30-60 days
Turning Your Passion Into Employment
Is there a cost to attend financial literacy workshops?
Typically workshops are free and open to the public. From time to time there may be a small charge for some of the
materials, but we never turn away any participants, regardless of their ability to pay.
I have some personal concerns about my finances that I would like assistance with. Will someone meet privately with
me to discuss my concerns?
Yes, confidential and private consultation is available.
How do I find out, in advance, what the monthly workshop topic will be?
You can check this website periodically for upcoming workshops, email us at [email protected] or call our office at
For more information about VOTCDC's Financial Literacy Program, please contact Margaret DePena at (757) 967-9664 or
email [email protected]